Remember: Insurance companies are in business to protect the interests of the insurance shareholders and pay out as little money as possible in claims. It is no longer has to do with your injuries and losses and all to do with making money for those 2% of the richest people or shareholders.
After a car accident, one of the key questions from the insurance company perspective is, Who Is At Fault? You will be contacted immediately by the insurance company for the other driver. Use caution when speaking to her. Every word you say will be recorded and used against you at some point. The adjuster will appear very friendly and understanding. Keep in mind that the insurance company is not your friend, there are not there to help you. Do you record conversations with your friend? Obviously, not.
The steps we recommend you take if an insurance adjuster calls you after the accident are: