If you are in an Oregon car accident, you should know that Oregon is a ‘fault’ state. That is, the person who was at fault in a car accident is responsible for any harm and damages that occurred. In this state, if you are injured in a car accident caused by another person, the claim can go three ways:
If you are filing a claim with your or another driver’s insurance company, it is important to know the minimum coverage amounts required in Oregon:
Liability coverage pays medical bills, property damage bills and costs of drivers, passengers and others who are hurt in an accident you caused. Liability coverage does not apply to your personal injuries or property damages in an Oregon auto accident. Collision coverage is optional and covers damages to your vehicle.
Personal injury protection or PIP will pay for your medical expenses and other out of pocket costs in case of an accident. PIP also covers the following;
Uninsured motorist protection covers you and passengers if the other driver does not have insurance.
Even though Oregon has PIP coverage, Oregon still is not considered a no-fault state. Even with PIP coverage, you still have a right to sue the negligent driver for compensation for your losses.
If you have been hurt in a car accident by another driver in Oregon, you could be entitled to compensation in a personal injury lawsuit. Even with your PIP coverage, you still can sue the other driver for your damages. Please contact Car Accident Attorney Bart Herron at Herron Law firm 24x7 at 503-699-6496 to discuss your claim and legal options. We offer a Free Consultation, so you have nothing to lose by calling us today. Want to TEXT? Go ahead 503-367-0829
5285 Meadows Road, Suite 204, Lake Oswego, Oregon