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Below are the most common scenarios we see for accident victims to get their rental car:
Your insurance company. The best way to go. Contact your own insurance company to see if you have rental car coverage. If so, they would cover your rental car until liability is worked out.
At-Fault insurance company.
The easy way – The at-fault driver’s insurance company agrees to accept liability for the wreck. In this situation, the insurance company would pay for the rental car – until they have paid you the fair market value for your totaled car.
The harder way – The at-fault driver’s insurance company either denies responsibility, delays their decision, or offers no decision at this time. You will have to pay for the car upfront. Keep good records of everything you pay.
If they agree later that they are responsible for the accident, they must reimburse you for what you spend on the rental car.
Call from your insurance company:
The contract requires you to cooperate with your company when you file a claim. What this means is you will need to discuss the nature of the accident with your insurance company with a claims adjuster. Your insurance adjuster will want to know your side of the story – what exactly happened during the accident and the injuries suffered. They need to know who’s fault it is and how much. Stick to the facts and do not speculate.
Note – If you have retained a personal injury attorney by the time your insurance company contacts you, tell the adjuster that they should contact your attorney to discuss the specifics of the accident.
Be aware! Speaking to the claims adjuster for the other party in your accident is full of pitfalls.
If you the insurance adjuster for the other party call, you are under no legal obligation to discuss the accident with them. However, the adjuster for the other party will likely try to contact you to get a statement from you about how the accident happened and if there were any injuries.
Warning – Beware when the claims adjuster for the other party contacts you and wants to discuss any medical records to settle your claim. The other adjuster wants to get a statement from you so that they can construct a defense to fight your claim or to pay out as little as possible.
Some unscrupulous adjusters for the other party may contact an accident victim and pretend to want to help to settle the claim. What they are really doing is using the information they obtain from you to deny or minimize your claim.
Another reason to not discuss your medical condition with the other adjuster is that your injuries may not be fully known to you yet. You could provide an inaccurate portrayal of your injuries and damages. Adjusters will try to contact the other party in the accident so that they can get a good idea of what the case is worth and attempt to minimize what they payout.
If you have any doubts at all about whether or not to speak to the other adjuster, we recommend that you consult an experienced attorney. Once you tell the other adjuster that you have an attorney, they may not contact you again and must work through your lawyer.
The majority of car accident victims do not want to negotiate their own deal with a claims adjuster for the other party. Experienced car accident attorneys in Portland will usually negotiate a better settlement or judgment on your behalf.
Determining how much your car accident injuries are worth is a vital aspect of your personal injury case. The actual amount will vary on very specific circumstances unique to your car accident. However, this is how an insurance company will determine how much your claim is worth. Most insurance claim payouts will compensate an injured person in a car accident for:
Medical care and assorted expenses
Income lost due to the car accident
Permanent physical disability and/or disfigurement
Loss of family, social and educational events, which can include school, vacation and recreation, or a special family event
Emotional damages that can include depression, stress, embarrassment, or broken family relationships.
When figuring what your case is worth, it is easy to add up all of the money that has been spent and lost, but how do you put a precise dollar figure on pain and suffering and loss of experiences? That is where the insurance company relies on its damages formula.
If you have any questions about this formula, you can ask your Portland personal injury attorney.
These are two different types of injuries.
A strain is usually thought of as a stretching-related injury to a ligament or muscle. Objective findings include muscle spasms, tenderness, and a limited range of motion.
A sprain is noted to be a wrenching or twisting of a joint that could feature ligament tears or rupture. It is often considered a serious injury that requires more treatment time.
3 Things to Know:
3 Things to Do:
3 Things to Know About:
Has your loved one been fatally injured due to another’s negligence or outright wrongdoing? Wrongful death claims are emotionally draining and difficult to confront. At this time of need for you and your family, you require the caring guidance of an experienced wrongful death attorney of Lake Oswego, Bartley E. Herron to get you through and safeguard your rights. Funeral and burial costs are quite expensive and your family is probably also experiencing a loss of income as well.
Portland bicycle injury attorney Bart Herron and his wife often ride to and from office. Bicycles offer them an inexpensive way to get around and get great exercise. While bikes are a great way for everyone to get where we need to go and stay healthy, bicyclists often suffer serious injuries and death when accidents happen.
Unfortunately, many drivers pay little attention to bikers and may get too close or even hit them when distracted. It does not take a negligent driver to cause a biking accident either; all it takes is a pothole, sinkhole, sewer grate, or other road obstacles to cause a serious accident.
Driving a motorcycle or riding a bike is an invigorating and enjoyable form of transportation. However, at the same time, it can be highly dangerous and put the cyclists at high risk for injury- not due to their own fault but as a result of the carelessness of other drivers as well. According to the National Highway Safety Transportation Administration for every mile traveled in 2006, motorcyclist riders were about 8 times more prone to be injured and 35 times more likely to die in a traffic accident, in comparison with car passengers.
Do you know that the first thing any insurance company will do it to research you on social media? Our advice: forget your Facebook or Twitter until your car accident claim is resolved.
It is very important to know that the majority of car accident, pedestrian accident, wrongful death attorneys as well as other personal injury attorneys in Oregon charge their clients contingency fees, unlike… Read More