Know this before you settle with any car insurance company: many injuries from car accidents will affect you for the rest of your life. Therefore, before accepting a car accident settlement, always ask:
Ask yourself this question: why have you been paying high car insurance premiums all these years? Is it because you purchased that car insurance to protect yourself and your family in case of an accident? So, make your car insurance company take care of you.
But, when dealing with the insurance company, exercise caution. These days, insurance companies are in business to protect the interests of the insurance company shareholders and paying out as little as possible to you.
You should not just turn to any attorney to help you. Look for an experienced attorney who has experience handling your type of car accident injury claim.
But how do you find that type of car accident lawyer? There are several methods to get referrals for good plaintiff’s personal injury attorneys. Once you get some referrals, you should compare them carefully. Get the names of several car accident attorneys and meet, call, text or Zoom with everyone to discuss the car accident claim before you decide to hire.
*You should also be prepared to be rejected often; good attorneys are often busy, so you may need to have several choices in reserve.
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Oregon Law required accident victims that may have serious future medical costs to be compensated fully. Most injured people are unaware of this fact. If you settle too soon and for too little, you could be saddled with huge medical costs down the road.
There are debates going on in our government about preexisting conditions almost on a regular basis. Think of the law changes what it might do to you as you will be a person with a preexisting condition from now on. In addition, you could also have injuries that prevent you from working for many months in the future or even retiring much too early and therefore losing a lot of money you would have otherwise made.
Remember to get your case reviewed by a personal attorney, you could be under-compensated for your future earnings losses. *Once you sign the settlement papers, the case cannot be reopened.
Economic damages in a personal injury case are easy to quantify. They include medical expenses, lost wages, and out of pocket costs after the accident, etc. Oregon Law states that injured people must recover non-economic damages if economic damages are awarded. In determining the amount of non-economic damages, if any, consider each of the following: pain, mental suffering, emotional distress, or humiliation that you have sustained from the time you were injured until the present and that you probably will sustain in the future as the result of your injuries; Any inconvenience and interference with your normal and usual activities apart from activities in a gainful occupation that you find have been sustained from the time you were injured until the present and that you probably will sustain in the future as the result of your injuries; etc. *It takes an experienced personal injury attorney to understand what the potential is for your non-economic damages.